KellyGiarla
Posts made by author 'Kristi Bowman'
Kelly Giarla Blog
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September
9
9
How to Remove PMI Using a Home Appraisal or Broker's Price Opinion
This Feels Illegal to Know…
How to Remove PMI Using a Home Appraisal or Broker's Price Opinion
Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you purchased your home with a down payment of less than 20%. Fortunately, if your home has appreciated in value due to market conditions or improvements, you might be eligible to remove PMI by demonstrating increased equity. Here's a guide on how to leverage a home appraisal or broker's price opinion to eliminate PMI.
* Understanding PMI and Its Impact
PMI is designed to protect lenders in case o...
July
29
29
My Journey from First-Time Home Buyer to Real Estate Investor
Imagine you wake up two and a half years from now with $70,000 worth of equity in your first home. That home is now a rental property and has created a passive stream of income for you. This is exactly what has happened to me and I'm going to share how.
I started small, buying a home I could comfortably afford. It wasn't glamorous - just a 800 sqft, two bedroom, 1 bathroom home in Roanoke City. With just 5% down payment, I was able to secure my first property and start building equity instead of paying rent to someone else.
Fast forward two and a half years, and an off-market opportunity presented itself. So, with another 5% down payment, I purchased my next home in Botetourt County allowing me to keep my first property as an investment while upgradi...
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